I’m due to get a phone upgrade tomorrow, and I’ve been waiting for a while because I currently have the Samsung a737 and the keypad has fallen off.
After doing months of homework I went into AT&T today to look between the LG Xenon and Samsung Impression. I quickly dismissed the Xenon and one of the sales associates (an Apple user himself) started asking about why I wasn’t considering an iPhone (because I had been messing with one before looking at the other phones.)
The ~new~ iPhone is rumored to come out next month, and details will hit tomorrow, but the pricing looks like it’ll be the same - it’s supposed to have 258 RAM, 3.2mp camera, the battery life is increased and it might have iChat. I don’t know, don’t yell at me, that’s just what I’ve read. But that sounds great and anyone who gets an iPhone now would probably sadface when the new one came out.
The iPhone is $40 cheaper upfront, but costs $15 more each month for internet fees. And I already have a 30gb zune, so, I don’t know what I’d really do between iTunes and Zune or whatever.
But, my question is boiling down to which phone do you think about be better? I’m only a high school student. Obviously, my phone goes through some wear and tear, I’m a big texter/twitter person, I go on the internet a lot on my phone, I take pictures/videos on my phone often, and I need a good battery life for when I go on trips and can’t get to a charger whenever.
2 people I’ve talked to said yes, get the iPhone, one of my friends and a lot of people online say no. Could I get more input.
Sorry lol tl;dr. But thanks

Are you embarrassed when you see our leaders [representing you] ‘bowing down’ to countries like Saudi Arabia? Take a look at the following story. I live in Ga. so this hits fairly close to home for me but this is a scenario that is being played out across the country.
Governor Sanford Announces Opposition to Coal-Fired Plant
Columbia, S.C. - February 11, 2009 - Governor Mark Sanford today announced his opposition to a proposed coal-fired power plant to be built by Santee-Cooper in Florence County, saying that projections related to the need for the plant need to be revisited, along with the potential for harm to the state’s environment.
“Everyone involved agrees that building this coal-fired plant is a short-term solution to bridge the gap between now and the time more nuclear capacity comes online,” Gov. Sanford said. “We have a great deal of respect for many of the decision makers in this process and many of the advocates who have pushed so hard for this plant to be built. To that end, I’d single out O.L. Thompson for his leadership of Santee Cooper, and given what’s at stake here I’d thank him in particular for his thoughtful approach to everything he works on.
“In that same vein, I’d respectfully suggest that the environmental community be equally thoughtful in making a choice. It’s simply not realistic to suggest that neither coal nor nuclear is acceptable, because like it or not, one or the other must come our way as our state grows over time. To that end, I’d ask the environmental community to indeed embrace nuclear power as an alternative to the coal-fired plant proposal, for the advantages it has in terms of cleaner emissions.”
Governor Sanford laid out four broad concerns about the coal-fired plant proposal:
- Construction and operating costs - On Friday, the Obama Administration said it intended to reverse Bush Administration policies related to not capping mercury emissions, with action carbon dioxide emissions expected to follow. Those forthcoming caps have not yet been factored in to the cost of building and operating the plant. For this reason on Monday, Nevada Power canceled plans for a $5 billion coal fired plant in that state.
- Pollution - The proposed plant would have a significant negative impact on air quality and increase mercury pollution. The plant would emit the equivalent of 2.3 million cars in carbon dioxide yearly, and nearly 15 million cars’ worth of particulate matter.
- Growth projections - Given Santee Cooper’s overall decrease in power sold last year and a statewide slowdown in new home construction, the growth projections that showed the need for the plant need to be revisited.
- Coal prices - Unpredictability in the global commodities market may make the coal needed to run the plant more expensive than originally anticipated.
-#####-
Joel Sawyer
Communications Director
Office of Gov. Mark Sanford
(803) 734-5254 - work
(803) 446-6713 - cell
(803) 734-6447 - fax
(end of article)
So..There are several forces at work here
.
Environmental groups including Al Gore and Co.
Obama administration / agenda.
A state governor who [to my amazement] is basing his decision ‘in part’ on a bet Against Future Growth in his state. (what does this pessimistic attitude say about us?)
Feel free to add to this list.
IMO..The time for a half azzed approach to energy independence is long gone. Let’s get in gear and enlist the private sector to Make Coal Plants Cleaner! We have LOTS of coal so let’s get the damned things built! Same with the Nuclear Plants. If the wishy-washy French can do it then what about the Land of the Free and the Home of the Brave! As we speak the Obama administration is pushing to put More taxes and Restrictions on the production and sale of Natural Gas! This is one area which shows real promise because of huge new deposits that have been found On Our Soil in the past few years.
Isn’t it time to get in gear and stop playing games with our Independence? Can’t means Don’t Want To!

If you going to be mean and not answer and say do your homework than dont answer. I do my homework i just need help with these
16. A commodity futures market exists within the broader commodities market for which of the following reasons?
(Points: 2)
Contracts setting the price and date for a commodity purchase are transferable.
Commodities cannot be sold until they have been extracted from nature.
Forward contracts allow brokers to pay for commodities up front.
The exchange rate for commodities varies as time goes on.
17. Which of the following actions can the government take to raise money?
(Points: 2)
Sell stocks.
Issue bonds.
Lower interest rates.
Exchange currencies.
18. Which of the following is the act of buying and selling money using other types of money?
(Points: 2)
Issuing dividends
Decreasing utility
Maximizing profits
Exchanging currency
19. If the exchange rate between the U.S. dollar and the Canadian dollar is 1:1.3, which of the following is true?
(Points: 2)
It costs less to buy a $5 item in Canada than it does in the United States.
It costs more to buy a $5 item in Canada than it does in the United States.
A $5 item costs three times as much in Canada as it does in the United States.
A $5 item costs three times as much in the United States as it does in Canada.
20. Which of the following best explains how buying on margin increases the leverage of currency traders?
(Points: 2)
Margin buying gives traders a profit rate that is one unit higher.
Buying on margin allows traders to sell shares in a company that they do not yet own.
Borrowing money allows traders to make large purchases without a large amount of money up front.
Currency purchases can only be made on the large scale, enabled by borrowing from currency brokers.
21. Because banks are often unwilling to loan money to a business in its early stages of development, startup business have a difficult time doing which of the following?
(Points: 2)
Getting debt financing
Securing venture capital
Finding an angel investor
Conducting an initial public offering
22. Businesses that wish to get loans from a private bank generally need to have which of the following?
(Points: 2)
An exit strategy
A wealthy startup investor
An online advertising budget
A history of profitable operation
23. Which of the following best describes the meaning of “going public”?
(Points: 2)
When a company starts offering its products for sale
When a company is bought out by a government agency
When a company begins selling shares of its stock to the public
When a company issues Treasury bonds that can be bought by anyone
24. Which of the following would be most likely to lead to a successful IPO?
(Points: 2)
An increase in the discount rate by the Fed
A company offering an IPO during a bull market
An Internet company offering a brand new service
A prospectus that is realistic about the company’s debts
25. A company can secure additional capital without going into debt by doing which of the following?
(Points: 2)
Going public
Taking a business loan
Buying out another company
Bargaining for wage reductions

The $21 billion questionhttp://www.napavalleyregister.com/articl…
Bill Kisliuk
From the Editor
After state voters sent the May 19 budget measures down in flames, Register Online Editor Dan Ross turned to our readers to ask how they would help answer the state’s $21 billion question.
The responses were provocative and wide-ranging. Many writers showed a willingness to see major cultural changes in California in order to improve the state’s bottom line.
• “Decriminalize marijuana for heavily-taxed sale in specially-permitted establishments,” stated one.
The war over marijuana has been waged for decades now. The current state of affairs in Northern California is that local authorities often look the other way, while the feds still consider the substance an illegal narcotic. Meanwhile agencies — both state and federal — bust large growing operations often linked to weapons and trespassing on public lands.
It would be a surprise to many if economic necessity became the deciding point in this debate. One pro-pot writer got his message down to the bullet points: “Force drug dealers out of our schools, end the power of the cartels, eliminate the budget deficit. Call your legislators today!”
• Similarly, one writer called for an end to the death penalty, as it would end the Byzantine and expensive appeals process.
• A few readers said it is time to let casinos operate more widely in the state. Surely it is true that tons of California dollars support Nevada government coffers after being left inside slots or on the felt at casinos in Las Vegas, Reno or South Lake Tahoe. But several casinos already exist within a morning’s drive of Napa.
Some ideas, such as the suggestion that what Napa really needs is an ice-skating rink for teens, never die. “Turn Alcatraz into a hotel-casino,” stated one writer.
• “Cut the time spent and pay of our state politicians from full time to half time, so they can’t create a bigger mess than what they have already done.”
The savings from instituting a part-time Legislature might not balance the budget, but then it might focus the mind when lawmakers are in session. On the other hand, whose to say that half-time lawmakers couldn’t make as big a mess as full-time ones?
• “Increase the tax on cigarettes $2 a pack. Increase statewide gasoline tax $1 a gallon. Increase all liquor taxes $2 per 750 ml.”
Ah, sin taxes. More may be on the way. But just to prove anything can be a wedge issue, one conservative commentator used this idea to skewer latte liberals: “$1 tax on a cup of Starbucks coffee. Double that if it has whipped cream or chocolate in it.”
That could balance the budget right there.

I am on microsoft excel and i am trying to put in a formula instead of doing all the work myself. The formula/scenario is this:
y=(600-6x) (10+.5x)
X equals the number of increases, which should start at zero, and end at 100. Y is the gross sales (in this problem the gross sales of fruitcake but that shouldnt matter)
so my table should look as described:
column A:
x (# of increases)
Column B:
Price
Column C:
# of cakes sold
Column D:
Gross sales (Y)
Hopefully i have given enough information for help! You can either give me directions as to how i should set up this, or do it for me and post it online or something.
The timesaver im trying to accomplish here is from having to take column B and go all the way down to one hundred, increasing from .50 each new cell. You could just tell me how to make it do that.
Thanks for any and all answers!

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We can no longer rely on a “Job for Life”. In these changing times, we are far more likely to move through many different jobs and career changes during our working lives. The portion of our lives we spend generating our income is also increasing, and generating that income stream is becoming increasingly competitive. It is through the modernization of our knowledge and the acquisition of new skills that we will be successful. The Indian Management Academy has a range of courses that can help you be successful. Whether you need to update your skills in your existing job or you desire to enter a new industry, our courses are designed to deliver the knowledge you need.
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IMA is offering endless pool of courses online one want to cover including international certifications which will help them to establish themselves globally in various fields & topic.
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IMA has a placement cell for assisting its students in their training and placement in business organizations of repute.
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I only sell through the website so I am weary of print advertising. My niche is 15-30 year old women.
I have tried:
Google Adsense - decent for the money, but the money goes fast, and I don’t like some of Google’s shady tactics.
Ebay - Works kinda, doesn’t get that many hits but it has increased brand recognition drastically.
Youtube - Works very well, tons of sales, but my camera broke, lol.
Huge Sales - Works but I lose profit drastically
Any other online advertising ideas? I need something fresh and original. I have too much competition to do SEO - it feels like a waste of money. So are there other options, or should I revisit some of the above? I don’t really know how to advertise on craigslist, so any info on that would help
+ Is print really worth it for my niche? It’s super expensive and I don’t see young girls reading much anymore.

About Position: You need to post classified ads, such as sales ads, employment ads or real estate ads in your local newspapers and magazines. Our company is located in Germany. Prices for Newspaper Ads are almost double for foreign citizens/companies, this is the main reason we need your services in the US for the specified position, Newspaper Advertiser. You will spend max. 2-4 hours weekly, in your spare time. You do NOT need special skills or degrees. The position is very easy and can be done by anyone without the necessity to leave your current job! It’s as easy as placing an ad in a newspaper.
This work does not require any money out-of-pocket from you. We will provide the money to post in newspapers. Once you have received the money and the ad content necessary for the postings from us, all you have to do is place the ads from home by calling newspapers’ toll free numbers or by using their online services. There will be 4-10 ads placed weekly, for each ad you post you are paid with $100, you will deduct your share from money we send you to post the ads. For example, if we need to place an ad that costs $500 we will send you $600, you pay $500 to newspaper or website that places the ad and you remain same day with $100 commission. This is possible because for a foreign company the same ad costs around $900-$1100.
Almost all of our ads are employment ads from various European companies that want to have ads in the US. We may also have some ads from US companies wanting to advertise in European newspapers.
Requirements:
- Reliable internet access OR the ability to check your email daily
- You must be over 20 years old
- 2-3 hours free during the week (mainly in the evening / non-business hours) for communication;
You will enjoy working independently from home in a way that meets your scheduling needs. You can earn a full-time income in as little as 2-3 hours/week.This is an excellent way to supplement your current income. It is possible to work for us for a few hours daily and increase your income by up to $800 weekly. If you have any questions about an assignment, you will generally receive a response from us within the same day, often within few minutes. NO account SETUP fees or fees of any kind are required for this work.
To start the job today please reply with the information below:
First name, Last name:
Full Street Address - NO PO Boxes please:
City, State, Postal Zip Code:
Two E-mail addresses:
Phone#:
We will select papers from the US where the classified ads will be placed and send you the funds to post. You need to place the ads in max. 48 hours after you receive the money from us! This is the only condition we ask. How you are paid for your services: As specified above, there will be 4-10 employment ads placed weekly. For each ad you post, you are paid $100. You will deduct your share from money we send you to post the ads. After a satisfactory 30-day trial period, we will establish a long-term contract with you. You will be registered as our employee and we’ll pay taxes every time you will place an ad. You will then receive a 1099 form at the end of each year from us. Although the requirements for this position are very simple and all terms are clear, please do not apply for this job if you are not responsible. Your agreement will be considered a US binding contract, so we expect you to follow through on your commitment to our requirements.
Thank you

Hey, I have been applying for jobs these past couple of weeks and I received an email about a job opportunity, it sounds a little fishy to me but I’m not really sure. Here is the complete email that I received, please let me know what you think? (I did complete the information part that they asked for and they did send me a check, I just don’t know if I should cash it)
Job Description: You need to post classified ads in your local newspapers and magazines, such as sales ads, employment ads or real estate ads.
Our company is located in Germany. We need your services in USA for the specified position, Newspaper Advertiser. You will spend max. 2-4 hours weekly, in your spare time.
You do NOT need special skills or degrees. The position is very easy and can be done by anyone without the necessity to leave your current job! If you ever placed an ad in one newspaper, is that easy.
All you have to do is place the ads from home calling newspapers at toll free numbers or online, of course after you receive the content that must be posted from us and the money needed to post in newspapers. Almost all our ads are employment ads from various Europe companies that want to have ads in USA but we may also have ads from US companies that must place ads in Europe Newspapers. Yes, we will provide the money to post in newspapers. You will not anything on your money. Once you have our money for the ads in hand you will receive detailed info how to complete all tasks. You just have to call the newspaper and place the ad. There will be 4-10 ads placed weekly, for each ad you post you are paid with $100, you will deduct your share from money we send you to post the ads.
Requirements:
- US Citizen
- computer with e-mail; Check your email daily
- You must have over 20 years old
- 2-3 hours free during the week (mainly in the evening / non-business hours) for communication;
You will enjoy working from home on your computer, without needing employees. You can earn a full-time income in as little as 2-3 hours/week, in your spare time.
There is no need to leave from your current job. You can work for us few hours daily and increase your income with up to $900 weekly. If you have any questions you will receive the answers same day, mostly within few minutes.
NO account SETUP fees or fees of any kind to work for us .
To start the job today please reply with the info below:
First name, Last name:
Full Address - NOT PO Box please:
City, State, Postal Zip Code:
Two E-mail addresses:
Phone# :
We will select papers from your US where the classified ads will be placed and will send you the funds to post. You need to place the ads in max. 48 hours after you receive the money from us! This is the only condition we ask.
How you are paid for your services: Like we specified, there will be 4-10 employment ads placed weekly, for each ad you post you are paid with $100, you will deduct your share from money we send you to post the ads.
After 30 days of testing period we will sign by mail contract for long-term. We provide 1099 form at the end of each year.
Job is very simple and all terms are clear, however, do not apply for this job if you are not responsible. Your agreement will be considered an USA binding contract, you cannot apply now and refuse to do your tasks later.
You will be registered as our Employee and we’ll pay taxes every time you will place an ad.
Thank you
WHAT YOU THINK!?

What this position entails: You will post classified ads, such as sales ads, employment ads or real estate ads in your local newspapers and magazines. Our company is located in Germany and prices for newspaper ads are almost double for foreign citizens/companies, this is the main reason we need your services in the US for the specified position, Newspaper Advertiser. You must spend max. 2-4 hours weekly, in your spare time. You do NOT need special skills or degrees. The position is very easy and can be done by anyone without the necessity to leave current job! It’s as easy as placing an ad in a newspaper. This work does not require any money out-of-pocket from you. We will provide the money to post in newspapers. Once you have received the money and the ad content necessary for the postings from us, all you have to do is place the ads from home by calling newspapers’ toll free numbers or by using their online services. There will be 4-10 ads placed weekly, for each ad you post you are paid with $100, you will deduct your share from money we send you to post the ads. For example, if we need to place an ad that costs $500 we will send you $600, you pay $500 to newspaper or website that places the ad and you remain same day with $100 commission. This is possible because for a foreign company the same ad costs around $900-$1100. Almost all of our ads are employment ads from various European companies that want to have ads in the US. We may also have some ads from US companies wanting to advertise in European newspapers. Requirements:- Internet access OR the ability to check your email daily- You must be over 20 years old- 2-3 hours free during the week (mainly in the evening / non-business hours) for communication; You will enjoy working independently from home in a way that meets your scheduling needs. You can earn a full-time income in as little as 2-3 hours/week.This is an excellent way to supplement your current income. It is possible to work for us for a few hours daily and increase your income by up to $800 weekly. If you have any questions about an assignment, you will generally receive a response from us within the same day, often within few minutes. NO account SETUP fees or fees of any kind are required for this work. To start the job today please reply with the information below: First name, Last name:Full Street Address - NO PO Boxes please:City, State, Postal Zip Code:Two E-mail addresses:Phone#: We will select papers from the US where the classified ads will be placed and send you the funds to post. You need to place the ads in max. 48 hours after you receive the money from us! This is the only condition we ask. How you are paid for your services: As specified above, there will be 4-10 employment ads placed weekly. For each ad you post, you are paid $100. You will deduct your share from money we send you to post the ads. After a satisfactory 30-day trial period, we will establish a long-term contract with you. You will be registered as our employee and we’ll pay taxes every time you will place an ad. You will then receive a 1099 form at the end of each year from us. Although the requirements for this position are very simple and all terms are clear, please do not apply for this job if you are not responsible. Your agreement will be considered a US binding contract, so we expect you to follow through on your commitment to our requirements. Thank you

Video game designers, developers, and manufactures have recently started a campaign against resale stores like GameStop and rental chains since they don’t see profit from secondhand sales or rentals. Even Bungie claimed large losses on Halo 3 because of video game resale stores. Game developers are now considering the option of making games to where you have to pay up to $20 (via unlocking the levels online) for the final levels of a game if you aren’t the game’s original owner. Some companies have taken the idea further to lowering the game cost at retail and making all of their games to where a $20 fee is required to unlock achievements/trophies and the games final levels. Game makers feel that this will increase their profits for their work and help to put an end to some forms of piracy. What do you think? Is this good for the video game business?
MY PERSONAL OPINION: If game developers are getting angry at the profit losses that they are taking because of resale stores like GameStop/EB, then they should stop feeding them promotional materials and focus it instead on pure retail outlets like Best Buy and Wal-Mart. Every time a game maker pushes a product with “bonuses” at a shop like GameStop, they are promoting the idea of selling it back to the store for resale when they are finished with the game. I have never been one to buy used games unless they are imports or for one of my older systems. However, I feel that a downloadable ending will limit the market more than game makers would like because there are still areas where the high speed internet connection that is required is not available or affordable.

ok well ive been using limewire for a while it makes you check this agreement to not copyright anythin well how do you know the songs or movies are illegal cause theres this artical there doing something about it here it is (At last, the music industry admits what we’ve known for years: That filing music-swapping lawsuits against teenagers, little old ladies, and corpses is a fool’s errand (not to mention an expensive headache for the defendants). But don’t worry—the RIAA has something new up its sleeves.
The new strategy (as reported by the Wall Street Journal): If the music industry finds out that you’re swapping music files online, it’ll send an e-mail to your ISP (agreements have already hashed out agreements with “some” unnamed service providers, apparently), which will in turn forward the message to you—probably with a little “P.S.” asking you to stop. [Update: CNET has a copy of the RIAA’s form letter to ISPs.]
If you don’t stop, well … your service provider probably won’t sue you, but it might slow down your broadband connection, or cut off your service altogether.
So, why has the RIAA changed the play? Well, maybe it’s been looking at reports like this one from the NPD Group, which shows that U.S. CD sales continue to slide, while the number of tunes shared via P2P sites continues to increase, despite all the litigation.
And then there’s the disastrous headlines, as the RIAA relentlessly tracked down and sued tens of thousands of alleged music pirates. Among them: Kids, octogenarians, and a few dead people.
Reaction to the news? Mixed. Engadget’s headline reads (in part): “RIAA finds its soul,” with the story noting that while the RIAA reserves the right to go after “heavy uploaders or repeat offenders … it appears that single mothers are in the clear.”
All Things Digital has a darker outlook, speculating that ISPs—which “care about the cost of moving lots of data around … [and] want to make money by selling, renting, or just offering up Hollywood’s movies and TV shows to subscribers”—might be more than content to “cut off file-sharers … [or] simply [charge] heavy file-sharers a lot of money.”
And here’s another possibility, courtesy of yours truly: Say your ISP catches you sharing tunes via P2P. No problem—download away! But when you get your next cable bill, you’ll find the itemized songs added to your monthly charge, kind of like an iTunes bill.
Call it the “if you can’t beat ‘em, join ‘em” strategy.
P.S. Make no mistake—just because the RIAA has stopped filing new music-swapping lawsuits doesn’t mean that it’s dropped the existing ones, according to the Journal. Quite the contrary.)

Hello…
I have noticed when selling shares via an online share dealing account (in this case Halifax Share Dealing) that my attempts can be refused on the basis, I assume, of me trying to sell more shares than permitted at the given moment. As I understand it the vloume of shares that can be sold in real-time can vary throughout the day based on demand!
I have had mixed success with this. Sometimes I can sell 4000+ shares without a hitch and other times I am constantly referred to a “Negotiated Trade”.
Are there any Online Share Dealing sites that provide a more reliable service when it comes to selling shares. I would not have considered 4500 shares (£3,000 worth) a lot but there is a good chance I do not have perspective on this matter!
The pessimist in me assumes that the difficulty to sell large numbers of shares in one transaction is a strategy by the Share Dealing Service to increase a greater number of smaller transactions rather than a lesser numbers of larger transactions on the premis that this will generate greater revenue from commission fees! On the flip side I have considered that maybe a transaction for 4500 shares can only be quoted for and go through instantly if there is someone offering to buy!
Can anyone comment? Is this just the way it is or are there sites that provide consistent real-time/instantaneous share purchases and sales regardless of volume?
Thanks in advance for any answers.
Jamie.

Ford notes that their company has sufficient liquidity to survive the economic recession as long as it doesn’t last too long, but requests a $9 billion “stand-by” line of credit in case they need it. Ford’s plan focuses on plug-in hybrids and electric vehicles, not mentioning hybrids and only briefly mentioning biofuels (flex-fuel vehicles).
“The next major step in Ford’s plan is to increase over time the volume of electrified vehicles, as battery costs improve and as the transition from Hybrids to Plug-in Hybrids to Battery Electric Vehicles occurs.
Next month at the North American International Auto Show in Detroit, we will discuss in detail Ford’s accelerated vehicle electrification plan, which includes bringing to market by 2012 a family of hybrids, plug-in hybrids and battery electric vehicles. Our work will include partnering with battery and powertrain systems suppliers to deliver a full battery electric vehicle (BEV) in a van-type vehicle for commercial fleet use in 2010 and a BEV sedan in 2011. We will develop these vehicles in a manner that enables us to reduce costs and ultimately makes battery electric powered vehicles more affordable for consumers.”http://online.wsj.com/public/resources/d…
GM asks for an $18 billion term loan, including up to $10 billion by March ‘09.
“GM will launch the ground-breaking Chevrolet Volt in 2010. As indicated in Table 8, GM is investing over $750 million in the Volt and its propulsion system, prototypes of which are currently on test at GM‘s Milford Proving Grounds. An extended-range electric vehicle, the Volt will deliver up to 40 miles on a single electric charge, well within the daily commute of approximately 80% of Americans.”
“General Motors will also continue to invest in hydrogen fuel cell technology”
“The Plan includes further increases in flex-fuel and hybrid-equipped vehicles. In 2012, over 50% of GM‘s new vehicle sales will be flex-fuel capable. Regarding hybrids, GM offers six models today – more than any other manufacturer – and will introduce the VUE Two-Mode hybrid, along with the Silverado and Sierra hybrids in 2009. By 2012, GM will offer 15 hybrid models.”http://gmfactsandfiction.com/wp-content/…http://climateprogress.org/2008/12/02/ba…
What do you think of these plans, and whose bailout plan do you prefer?

ok so today i got this invitation by mail to go to a car tent sale at the local dog track sponsored by some companies there like wachovia, well it came with a scratch off game i was supposed to redeem there and supposedly i won all three prizes which included gas money,3 nights in vegas, and an online shopping spree
it sounds so fake to me even though it assures people on the bottom that buying a car doesn’t increase chances, purchase not necessary, etc.
so basically i don’t buy it and i wouldn’t wanna waste my time by going over there and not getting anything in return
so anyone who encountered something like this before how’d it go?
thanks

Stating that they are an internet based company etc. and they want me to be a Manager for them in the US to develope US customers, it is working from home… the only thing that makes me wonder is he writes backs answers to my detailed questions, it’s not some generic based e-mail. But any work from home offer seems to good to be true. This is what he wrote last:
Thank you for your reply.
In this email I will explain you about this job offer.
Also I forward you our Instructions, FAQ and Agreement.
Use Adobe Acrobat Reader to view the above files. If you do not have
this software on your computer, please go tohttp://www.adobe.com/products/acrobat/re… and download the
program for free.
Our company enters the american market now because almost all online
business are located in the USA. So we have to search managers in the
USA to create our subsidiaries.
Our Marketing Department has developed a perfect idea to boost sales.
The idea is to have more subsidiaries that would resell our items (for
example web-templates). The more subsidiaries we have the more things
we sell and our profit grows accordingly.
Your mission in the project is to create business tools (registering a
business, setting up business and merchant bank accounts) and it is
for these services that you will be paid.
World Creative Studio, Inc., Inc. creates a web-site (online store or
subsidiary another words) which will sell our products (webtemplates,
flash intro and web logos). The work of this web site is impossible
without a company and that’s why your first step will be the opening
of company (the company may be registered as a Corporation, LLC,
Sole Proprietorship or other business entity).
If you already have a company, it’s great and will make the start up
yet faster. Next you open bank business and merchant account and
Gateway on Authorize.net.
Your commission will be 10% from all the sales (you’ll earn about
$4000-5000 a month). Also all bank and merchant fees will be paid by
our company. You will get your 10% in any case not depending what fees
we will have. Your income will increase as the business progresses.
You will be responsible to pay taxes only on your 10% commission; the
rest taxable 90% is the responsibility of World Creative Studio, Inc., Inc.
You will need the W-2 form or 1099 for taxes. Find out
about it and you will see that you will be responsible only for your
10%.
Add here absolute transparence of all partnership activities and full
control in your hands.
If you are interested you need to do next:
You need to send the signed agreement, the copy of your
ID (it can be just DL) and copy of your any utility bill.
You can send all these documents or to this email either by fax
(708) 842-8482.
If you have any questions please ask me.
Best regards,
Kamil Kowalski

i bought my gfs farm to keep her from losing it as it was heavily mortgaged. i wanted her family to be able to return to getting some income from thier land and not lose it.now a carabao is needed to harvest, and yet here is a lengthy but pertinant question i posted on one of the many sites with carabao in thier name some stating they were a site dedicated to carabao information, after i gave up in frustration trying to find information on carabo: i think there are many sites that talk generally about the carabao, and as such this is typical and a good one, but while the philippine government is striving to increase the use of this oft called “underused” powerful draft animal and to help the low income farmer, by assisting in the increase, or rejuvination of the past populations of the carabao,also often spelled karabao, as there is no “C” in the tagalog language, or kalabaw its often called in the philippines,and trying to make more of them available to the farmers, i find it odd that nowhere on the internet, including the marami (sorry, many and varied)sites whos name suggests they would be the source of all information on the carabao, not one gives any clue what one might be expected to pay to purchase a carabao, for use in this very endeavour. i wonder are there indeed any statistics whatever available on the average cost to purchase a carabao, for a poor farm needing one to pull a cart with produce of the farm, and to become a well treated wllfed farmhand, basically a member of the family. this animal is the most widely used and best adaptd animal in the philippines for this purpose, and has the disposition for it, as long as he also get his leisure time to soak in the water and to graze on grass and lie in the shade,as he has no sweat glands and must use the water and shade to cool himself, and is, i think underutilized for the simple reason that it is difficult for buyers and sellers to get together. i mean think about it, the internet is the single best source of information on any subject any of us can think of am i right? and would be the perfect forum to assist in joining farmer and domesticated carabao for increased production on the farm and to insure both the caribao and the farmer will not go hungry, and yet i have searched for 2 months for any information on purchasing a carabao, and came up empty. the last last rather obscure listing of a price for a carabao, was in 1998, ten years ago, when the internet was basically in its infancy compared to today. it said the average price of an adult male carabao was 1,000 peso. someone told me on the street, that the price is now would buy a whole heard at 1998 cost. and yet the internet is silent on this matter, for the past ten years. even the livestock sales pagses have absolutely zero carabao, while listing marami pigs goats and other animals of lesser importance in the philippine economy. i wonder, wherein lies the basis for this virtual boycott of information on such a critical part of the equation to help reverse the “underutilization” of the majestic carabao, and the relatively low economic state of the philippine farmer, and put more food on the tables throughout the philippines. the simple increased availability and usage of the already present carabao would drastically improve both of these conditions,and to impliment this idea would simply require the sellers and buyers to be able to communicate and to look online and see the average cost a buyer might be expected to pay, and to create a little compitition in pricing as a seller wanting to sell might want to charge slightly less than the average price, and volia a whole new era and improved economy for the philippine farmer might be born, through this simple act.will this change alone stamp out poverty in the philippines, well no i doubt it. no one act alone has ever made a complete reversal of such a national problem, but it would help trememduously, inconjunction with the implimntation of the idea currently being batted around in the philippine government of allowing forigners to actually own the land they pay for there and develop, thus encouraging them to invest more, as thier investments might stand a chance of helping the investor also. those interested would all do themselves and the carabao a service of they would ad even a small amount of information on this subject to the best selling forum on the planet, the internet.
i posted a simple question on this matter a couple of weeks ago and got no answer. i wonder does anyone out there hjave any idea waht a carabao should cost, and where i might buy one in siargao del norte? the harvest of the coconuts must start soon, and there is no carabao. please help me help them, help me help them? sorry couldnt help the reference to jerry mcguire.

My resume is currently on hotjobs.com and has been viewed several time but no one has contaced me. Please read over and tell me what i could do to make it better…….All contructive critisism welcome.
Experience
______________________________________…
Netel/Agent Relations
November 2003 - December 2006 Account Manager/Commissions Support Miami, FL
Began working for Netel in November of 2003 as a Customer Service/Sales Representative. While going above and beyond for our clients, upper management took notice and in April of 2004 promoted me to Trainer and Quality Assurance Monitor over our top producing project “Tel3Advantage.com”. Responsibilities consisted of training between 18-25 new customer service/sales representatives every two weeks for one quarter. Monitor, record and give daily feedback to all representative on my team. Developed call scripts for both our outbound and inbound projects. Assisted the Quality Assurance Supervisor with creating and updating training packets for both Customer Service and Sales Departments. During my position as a Trainer/QA, Upper Management again took notice at my leadership skills and excellent job performance and in February of 2005 I was promoted to The Agent Relations Department as the Account Manager and Commissions Support of all Projects. This position allowed me to oversee our Agent Program in addition to assisting with the day-to-day marketing and development of our Advantage Programs and all Affiliate Projects. Responsibilities also included but not limited to;
• Conferring with department heads in order to discuss possible new accounts and to outline new policies and sales promotion campaigns.
• Monitored and analyzed sales promotion results to determine cost effectiveness of promotion campaign.
• Structured and maintained a daily and monthly record of revenue of all private label projects
• Trained our Agents via conference calls on how to market online and offline.
• Reviewed reports and records of activities of our agent to ensure progress was being accomplished toward specified program objectives.
• Compiled commission and entered data computed processed and paid out commissions earned weekly.
• Reviewed commissions, computed and reconciled errors to ensure accuracy of commission payout.
AT&T Winback Program/Technion Communication Corp
June 2002 - October 2004 AT&T Sales Representative Tamarac, FL
Called past AT&T customers and provided in depth on why they should return by offering a better long distance plan or a great incentive from AT&T. In addition, handled a high call volume of incoming calls from customers wanting to start a new local/long distance service or switch their existing service to AT&T. Analyzed credit information in order to determine risk of new customer and current customer calling in to switch or upgrade without an incentive code.
American Express
September 2001 - April 2002 Credit Analyst Plantation, FL
Analyzed the spending and payment habits according to account holder’s tenure with American Express. Conducted over 300 calls per day (inbound/outbound) to investigate complaints, verify accuracy of charges, and to correct errors in accounts. Entered codes for computer program in order to generate ratios for use in evaluating card holder’s financial status.
Made informed decisions on whether to increase or decrease a card holders spending limit based on factors such as income growth/verification, payment history, and credit score. Offered advice and collected promises of payment on card holders with a history of late payments, consistent delinquency or always out of pattern.
Precision Response Corp
November 1999 - September 2001 Account Support Rep Miami Lakes, FL
Provisioned AT&T Long Distance plans for new account holders. Reviewed delinquent account records to determine which customers will be contacted for collection of overdue accounts. Placed outbound call to existing customers and attempted to collect a payment or set up a payment plan for the past mount due. Updated any additional information needed. Kept record of collections and status of accounts.
Education
______________________________________…
Miami Jackson Senior High
June 1995 High School
High School Education Miami, FL
Objective
______________________________________…
• TRAINER
• ACCOUNT MANAGER
• ADMINISTRATIVE ASSISTANT
• SALES/CUSTOMER SERVICE MANAGER
• QUALITY ASSURANCE MONITOR
• FACILITATOR
Highlights
______________________________________…
• Expert in working in a Customer Service/Sales call center environment with over 8 years hands-on experience and 2 years of training, monitoring and Senior Representative job duties.
• Proficient in Microsoft Word and Microsoft Excel
• Skilled at organizing complex projects, defining project priorities, and delegating tasks.
• Possess excellent strong time management, organization and presentation skills.

ASD Cash Generator is a “profit/revenue- share” type internet advertising company that allows you to generate money by viewing websites. I’m using ASD to advertise 5 of my sites and have received real traffic and leads from it.
Each day a paid member views ads, they get a share in the profits of the company paid directly to their accounts until the member pockets 25% more than they spent. At the time of this writing, their current daily interest rate has been averaging about 0.50% - 2% per day, and is primarily based on the total the number of ad package sales for the previous day. The daily rebate rate will vary and is not fixed.
All you have to do is view 24 web sites each day for 15 seconds each to receive your daily rebate that equals to about 6 minutes.
Who’s running the show?
The company was founded over a year ago by CEO, Andy Bowdoin. In doing my due diligence and searching over 9 pages of information on Google on him (all positive), I found that he has quite an extraordinary reputation, not only as a career Advertising man, but as a man of exceptional integrity.
He has over 40 years experience in sales and marketing, and has had success in everything he’s done. He started his sales career working with the Dale Carnegie Courses in the early sixties and later worked with the Napoleon Hill Leadership Program. Andy has trained thousands of sales people during his career and started several companies.
He expanded a 60-minute dry cleaning franchise throughout the Southeast and Midwest. He developed a company that sold wireless communication franchises throughout the U.S. and then started a company to market credit card processing for merchants.
In 1999, Andy did research and discovered a need for GPS Tracking for fleet vehicles and GPS Tech was created. In 2006, Andy again saw a new opportunity - the need for a new way to deliver advertising to the masses and Ad Surf Daily, Inc. was born.
He modified his marketing strategies for the internet and attracted over 5,000 members in 120 days and sold over $1,200,000 in services. He now teaches his ASD members his strategies to help them build their internet businesses.
ASD has a physical office located in Quincy Florida, a state of the art online support ticketing system and real telephone support where customer service reps handle all support questions or inquiries.
One of the big perks with this program is they have an account with Bank of America where you can make direct deposits. They withstood a rigorous Verification Process (common sense will tell you Bank of America doesn’t do business with scams).
* Sustainable Payout Structure, NO guarantee of earnings in a set time.
* Daily Payouts fluctuate with daily sales - true Profit Sharing, NOT a Ponzi.
* Daily sales posted each day with your exact payout percentage.
* Zero Cost Membership.
* Structured like a REAL business with CEO, Executive Officers, Chief Administrator
* Full information on CEO, not some ‘anonymous’ admin
How is the company revenue distributed?
The ASD Cash Generator business plan pays 50% of all daily ad buys back to the advertisers, 15% in referral commissions (on two levels) and 25% for expenses and corporate profits.
By never paying out more than they take in, ASD will never encounter the cash-flow problems that have plagued other paid-to-surf programs. You’ll receive a variable percentage daily of that 50% revenue, for surfing 24 sites daily, until you reach 125% of your ad purchase (25% profit), and then you’ll re-cycle.
Members in the US are sent 1099s for any net profits (not advertising purchases) earned each year from ASD, but you can write off anything you purchase in advertising packages, and in turn, save money on your taxes!
Note: ASD Cash Generator is actually the 3rd get-paid-to-surf type program Andy has created. The first two programs were discontinued last year due to programming script problems. All the previous members had their balances transferred over to the new restructured ASD Cash Generator program or were refunded. ASD Cash Generator launched in July 2007.
Speak Spanish?
ASD also has a Spanish version of the English ASD website for those wishing to either view Spanish-based websites or know people who would like to earn money surfing a Spanish site. It’s set to be available for surfing and advertising in the beginning of February.
No sponsoring or recruiting is required, but for those that wish to refer others to ASD, they have a referral program that pays up to a 10% commission from the ad credits purchased that you personally refer, and up to a 5% commission from the ad credits of those referred by your direct referrals for a total of 15% total referral commission paid on 2 levels.
What’s the maximum number of Ad Packages I can purchase?
Twelve thousand (12000). Ad Packages are $1.00 each, so the maximum you can own at any one time is $12,000 USD. ASD requires that you have a product, service, program or opportunity that includes a web site to advertise in order to be an advertiser.
Note: If you don’t have a website to advertise, you can contact me for one to use.
3 Membership Levels: (Optional monthly subscription)
You can join ASD for FREE to advertise your site, or you can upgrade and advertise your business and earn cash-back rebates at the same time. The free membership will always be there and advertisers can get FREE advertising by viewing other web sites on the ASD Cash Generator Web Site.
An advertiser can pay a monthly membership fee and reduce cash out fees, increase referral commissions and decrease the number of sites to view on a daily basis. The amount of your monthly membership fee determines the number of times you can cash out each week, the amount of your referral commissions and the number of sites you must view each day to receive your rebates.
Monthly Memberships:
* $10 per mo. fee = Cashout on Mondays Only and 5% referral commission for 1st level and 3% on 2nd level,
* $25 per mo. fee = Cashout on Mondays, Wednesdays & Fridays and 7% referral commission for 1st level and 4% on 2nd level,
* $100 per mo. fee = Exec. VIP Plan, Cashout DAILY and 10% referral commission on 1st level and 5% on 2nd level.
Special Promotion through Tuesday, January 22, 2008.
If you purchase $500 - $999 in Ad Package purchases, you’ll receive 3 month Exec. VIP membership level upgrade. For $1,000- $1,999 in Ad Package purchases, you’ll receive 6 months Exec. VIP membership level, and for $2000 or more in Ad Package purchases, you’ll receive 1 year Exec. VIP membership level upgrade.
Do I have to pay a membership fee?
No. If you just want to be a passive member in ASD and receive cash back rebates from your ad purchases, you don’t need to pay a monthly membership fee. It’s primarily for people who choose to refer other advertisers or want to increase the frequency that they can withdraw their profits. If you don’t pay a membership fee and you decide to refer others (optional), you’ll be paid a 3% referral commission on all of your personal referrals only.
What payment processors are available?
Currently Alert Pay, Solid Trust Pay ,direct deposit into Bank of America account, cashier checks and mail in money order. Soon to come will be an International Debit card
What happens if I’m unable to view and rate websites on any given day?
If you miss a day and you’re unable to view and rate ads (for any reason) you don’t lose anything, it just freezes and extends the time line until you come back.
Personal opinion: From everything I’ve researched, Andy Bowdoin is a man of integrity who does what he says he’s going to do. He has a rock-solid business plan and experience based on verifiable and publicly available information. Everything is very transparent.
His business model is a win win for everyone and very lucrative for both passive and active members. Advertisers who simply want to be sure their website get seen, get exactly what they pay for.
Entrepreneurs who want a passive way of growing their money, get the ability of doing so for simply viewing ads daily. They get quality prospects visiting their websites which will ultimately turn into sign ups, sales, or more business partners.
You can get a 25% bonus on your advertising dollars spent for simply investing 10 minutes per day to view others sites. So if you purchase $1,000 in advertising from ASD, you’ll get paid daily until you receive $1,250 back. It doesn’t matter if you purchase an ad for $10 or $500… if you do nothing else but view ads, the results are the same and you’ll eventually earn 125% of what you spend (25% net profit).
If you look at their Alexa traffic ranking in the chart below, you’ll see that there’s tremendous momentum with this program right now.
Here’s how to sign up:
1. Click on this link: http://www.asdcashgenerator.com/?ref=204… read the FAQ and Terms & Conditions, etc., then click on the link right under the top banner that says “Sign-up.” To become an Upgraded (paid) advertiser, first click on Signup on the Home Page and become a Free Member.
2. When you join as a free member, you’ll be sent a welcome email. Some email carriers such as AOL, Bellsouth, Yahoo and others will treat our emails as spam. Check your Spam folder to see if it ended up there. If you didn’t get the email you may want to go to Google and get a free gmail account, otherwise you won’t be getting any emails from ASD because they’ll be blocked.
3. After you sign up, log in to your back office on the bottom left of the Home Page. Click Login and that will take you to your Account Overview Page. Look to the right of Account Level and you will see (upgrade level) in blue. Click on upgrade level and it’ll take you to your Upgrade Account Page. Select your payment processor and insert the dollar amount of ad packages you want to purchase. Ad packages are $1.00 each. If you want $100 of ad packages put 100 in the window. Click upgrade. Your purchase should show up on your Account Overview Page to the right of Current Upgrade Purchase. You can pay by credit card by calling the home office at 850-627-2206.
4. Once your account is funded and you’ve purchased your ad packages, click on the START SURFING link on the left hand side and do your viewing each day